Trusted by clients across Singapore

"I’d rate my experience working with Vicki on my insurance planning a 10/10. She has been proactive, patient, and attentive throughout the process, always taking the time to explain every detail clearly so I can make informed decisions. I truly appreciate her professionalism, responsiveness, and genuine care in ensuring my best interests always come first. Her guidance has given me great peace of mind, and I would highly recommend her to anyone looking for a trustworthy and dependable financial planner."

"My decision to retain Vicki as my financial advisor was out of choice and not convenience. I was actively engaging FAs from major insurers — AIA, GE, Prudential, Singlife. Vicki stood out with no unnecessary upsells, high attention to detail, and the flexibility to incorporate my inputs into the overall policy structure."

EL

Banker

"After working with Vicki, my trust has deepened. She provides comprehensive data about different plans so I can make informed decisions. It is evident that she puts her clients first. Her detail-orientedness lifts a burden off my shoulders and gives me more time to focus on other things in life."

TTXR

Executive, SGH

"Working with Vicki has been very reassuring. She applies sound planning principles to craft a personalised financial plan & insurance portfolio for me. She is very organised and always patient to explain and address my concerns! She is someone that I trust and I know will always act in my best interest."

Al

Singapore General Hospital

"Vicki invited me for her Adulting 101 workshop as I was graduating and looking to BTO with my partner. Through working together, I’ve gained insights about allocating my cashflow and budgeting for insurance and investments. With more awareness of the bigger picture, I feel more prepared for my future!"

Boon

Technical Artist, 23

"Vicki has earned my trust over time by consistently showing up, addressing my concerns, and understanding my unique situation. Her logical and practical solutions have been invaluable. I appreciate her attention to detail, which helps me understand and trust her recommendations even more. Vicki’s patience and understanding make me feel fortunate to have her not only as my financial advisor but also as a friend."

HS

Engineer, 23

"I knew Vicki was going to do well. She was very meticulous, disciplined, extremely responsible and genuine. It was really easy to open up and talk to her (evident from our first meeting that took 6 hours 😂). She is very detailed with her explanations, and will make sure her clients clearly understand her policy recommendations and the reasons behind them."

KJX

Food Scientist

"This experience was a breath of fresh air compared to other advisors I’ve encountered, who often seemed indifferent to my personal goals. From our very first meeting, I was impressed by Vicki’s clear and straightforward explanations. She helped me optimize my insurance portfolio and provided invaluable guidance on my long-term financial plans. She never pushes products; instead, she genuinely cares about my interests and collaborates with me to craft a personalized strategy."

"Working with Vicki felt so natural and easygoing from the start. She was never pushy with her recommendations, and she answered all my queries with zero judgements. She was patient with my uncertainties and requirements, especially since I’m a Muslim and have some criterias to meet before spending my money on financial products. What I love most is her willingness to consider my not-so-straightforward requests, be it religious wise or education loan wise. This is precisely why I chose her as my financial advisor."

Mia

Pharmacist, 24

"Though she is young, Vicki is very patient and possesses excellent domain knowledge with clear explanation skills. She is very considerate and compassionate as an adviser; she always places our needs and goals as the top priorities. Moreover, she is always ready to help us with patience and a kind & cheerful heart. Her detail-oriented nature and meticulousness wins our total trust in her as our financial advisor."

"As a senior, working with Vicki has been very reassuring. She is a very patient and understanding person. She understands that I take a longer time to learn, so she would explain things to me in a simple manner to make sure I am aware of my situation. Through interacting with her, I have learnt valuable information which I neglected previously, such as retirement planning and insurance protection. She is also a really good listener and I enjoy spending time with her!"

"Vicki has been my financial consultant for a while now. Although she is quite new, her enthusiasm and confidence have caught me by surprise. Through her I have learned more about the different kinds of policies that cater to different needs. Upon gathering my information, she designed a customised portfolio for me. To make sure I understood my portfolio, she also provided an overview of my policies and my needs. Recently, she also explained to me about nomination of my policies which I have not been aware of thus far. This further surprised me! Kudos for her professionalism and good achievements so far."

"Vicki is a dedicated financial advisor who always puts her clients' best interests first. Her advice is unbiased and client-focused, ensuring a tailored financial advisory experience that goes beyond pre-sales to include post-sales support, such as assistance with nominations and tax planning. For those who are financially literate, Vicki provides a refreshingly straightforward, no-nonsense approach that inspires confidence and trust."

"Vicki is an excellent Life Planner who really takes into account what my goals are and adjusts my plans accordingly. She strives to meet my needs and even going right down to the nitty gritty. For example, I don't really have the time or energy to read up on all the investment news or monitor the stocks due to my job. So Vicki will recommend some investments for me that I can keep long term. Apart from that, she also provides timely updates on important economic changes around the world so that I can stay informed. She truly has the heart to do good for her clients! I feel happy and safe that she is my Life Planner. Thank you Vicki!"

"Vicki has been a very assuring adviser. She came up with a personalised financial plan that addressed my needs and my future financial goals. Additionally, she also taught me that when it comes to money, I have a personality type of a Hoarder which isn't great for my future financial goals. Thus, when she came up with my personalised financial plan, she made sure that I was comfortable with taking small steps in starting investing by suggesting low risk investment plans like bonds to begin my journey. Hence, I felt comfortable and assured that I was definitely growing my money!"

"Vicki was my secondary school friend and group project mate. Knowing that I was going to graduate in a few months, she invited me to Adulting 101 workshop which helped to provide me with more clarity in my journey ahead. Vicki's solutions were thoroughly explained and she also did up a financial report which was also sufficiently comprehensive! Even though I may not know or understand much about the policies and the gaps in my portfolio, she explained them in detail and ensured I understood before implementing them :) Graduating and entering the workforce can be overwhelming. Though I still have some worries about my adulting journey ahead, I am definitely better informed after engaging with Vicki on this process."

"I first knew Vicki from internship a few months ago, and we've recently started collaborating as client and advisor, on top of being friends! She takes her work seriously and is always prepared for appointments. I really appreciate that she is patient, understanding and she walks me through my doubts rather than challenge my thinking. She managed to gain my trust through her customer-centric nature and I know I can count on her to have my best interest at heart!"

"I couldn't have asked for a better advisor than Vicki! From the moment we started working together, I felt like I was in great hands. She has an incredible ability to simplify complex insurance concepts. As someone who knew very little about insurance, I truly appreciated her clear explanations and approachable style. Beyond insurance, Vicki has been instrumental in my property planning journey. She guided my partner and me in calculating our BTO affordability and showed us how to allocate our resources in a way that aligns perfectly with our goals. What stands out most is how closely our values align. It's refreshing to work with someone who genuinely prioritizes my financial well-being and shares my vision for a balanced life."

"Out of everyone who reached out to me for financial advice, I chose to work with Vicki! We first met during our university days playing touch rugby, before she became an advisor. Her trustworthiness and reliability as a teammate shine through in her work as an advisor too. Vicki is not only super knowledgeable about finances, but she genuinely cares about her clients. She took the time to understand my needs and offered advice that really resonated with my circumstances and future goals. If you're looking for a financial advisor who is both reliable and down-to-earth, Vicki is a go-to!"

"Vicki went to great lengths to prepare a financial plan for me, aligned with my needs and goals! I had many questions and she patiently addressed all of them, even pointing out aspects of managing my finances that I hadn't considered before. I feel much more assured now knowing that I'm well covered and on track to meet my goals!"

"As a family, we've worked with several financial advisors in the past who promised a lot but didn't follow through. Vicki has been a refreshing change. From the start, she took the time to really understand our needs and created a detailed and personalised plan that made sense for us. What impressed us most was her consistency and follow-through! She didn't just tell us what we wanted to hear, she delivered. We've never felt more confident knowing that she serves us well. If you're looking for an advisor who is reliable, detail-oriented, and genuinely invested in your goals, we highly recommend Vicki!"

"Working with Vicki has been a game-changer. She breaks down complex financial stuff in a way that actually makes sense, and her plans are super personalized. What I really like about working with Vicki is that she doesn't just tell me what to do, she also explains why it matters. I've known Vicki for a while, so I know she's genuinely passionate about her role. She's the kind of advisor who builds trust and focuses on the long term. Honestly, having her guidance has been a huge weight off my shoulders and I look forward to the future!"

"Since the start of my financial journey with Vicki, she has been nothing but patient, receptive and genuinely helpful. I’m someone who needs a lot of deliberation and time before making any financial move and she’s always been patient with answering my 1001 questions. She breaks things down complex concepts clearly and makes sure I’m comfortable before we make any decisions. I am usually wary of financial advisors but I like that Vicki has consistently shown sincerity, transparency and professionalism throughout this entire process. I can truly feel that she cares about my financial wellbeing, which is something I value!"

"We first met Vicki at a friend’s wedding, and she was super friendly and genuine. We had been wanting to get our insurance for quite a while and had been putting it off as we wanted to find someone whom we could trust to be our advisor. After some consideration, we both decided that she was the best fit so we reached out to her! And we are glad to say that she has not let us down!! We have no regrets!!"

"I first met Vicki volunteering at a book club back in 2023, and we clicked pretty quickly. That friendship foundation has made it easier for me to work with her. I tend to be quite blunt and more risk-averse with my money, and she totally respects that. It’s such a relief knowing I can be candid with her, and if a recommended plan doesn’t feel right, it’s really not a big deal with her, phew. Because of that trust, I feel really comfortable talking to her about my finances transparently. The plans she puts together also makes sense for me. I appreciate the effort and thought she put in behind her recommendations. Plus, she empowers me to make my own decisions, but I also appreciate that she’s there to offer a grounded perspective if I’m maybe overlooking something important. Overall it’s a good experience working with Vicki! I recommend her to someone who wants to work with a genuine, honest and hardworking FA!"

"I met Vicki through RVRC Touch RugBy. She first approached me when I was in my final year of Uni with regards to financial planning. As I was unfamiliar with insurance planning I mentioned to her that I would be interested in seeking professional help but after I started working. She understood my situation and kept in touch till I started working. During my session with her, she was very thorough in explaining her objective opinions on my life stage and what coverage I required, as well as ensuring I understood throughout. She had curated a detailed plan of what my future coverage would look like, which gave me more assurance that I would be well looked after. During the application process she was also very patient and helpful in getting the required documents, and I hardly had to do much — overall a smooth process. With her, I feel that I can be a bit more irresponsible with regards to my insurance as I know that if I ever need help, she will be there to assist."

"From the moment I met Vicki, I knew I was in good hands. She really took the time to get me, you know? She asked about my financial goals, my lifestyle, even my worries, and I could tell she genuinely cared in a way I’d never felt with anyone else. What I love about Vicki is how she’s so hands-on. She didn’t just throw some generic advice my way and call it a day. Nope, she sat with me and walked me through everything, looking at my finances, building a plan that actually fit me. When I got nervous about some risks, she broke it all down so simply, making sure I was totally okay with every step. And she kept checking in! Like when I got a new job and wanted to start saving for a house, she was right there to tweak my portfolio. Vicki’s got this incredible eye for detail, too. She caught a tiny mistake in my insurance coverage that could’ve been a huge headache and sorted it out for me on the spot. Honestly, she made me feel like I was her only client, even though I know she’s super busy. Vicki’s a financial advisor who’s got your back every step of the way! I’m so thankful for how much she’s helped me!"

"I was first introduced to Vicki by a friend from our touch rugby team. What I really appreciate about working with Vicki is how she's always clear and honest, and she never tries to push me into anything I'm not comfortable with. I felt completely at ease throughout the whole process, and I really value her friendly and supportive approach!"