Settling down
shouldn't mean
settling for less.
I help young couples in Singapore plan their BTO, sort their insurance, and build wealth — so you can afford the life you actually want.
Your Scorecard
78/100
"You're on track — but there are 2 blind spots that could cost you $30k+"
Investing
On Track ✓
Insurance
Needs Review
How I Help
The 4 things every couple
should sort out before settling down
BTO Budgeting
How much can you actually afford? CPF, cash, grants — it's confusing. I make it crystal clear.
Settling Down Costs
Wedding, reno, honeymoon — the big purchases pile up. I help you plan without sacrificing your future goals.
Insurance Clarity
Took over your parents' policies? Most people don't know what they're actually covered for. Let's fix that.
Miles & Rewards
Your spending should work harder. I'll show you which cards to use and when to maximise your miles.
Photo coming soon ✨
MDRT 2025
Qualifier
About Vicki
I get it — because I've been
in your shoes too.
I'm a financial consultant based in Singapore, and I specialise in helping young professionals in their 20s who are planning to settle down.
The truth is, most people only start thinking about financial planning when they're already committed to a BTO or wedding. By then, you're playing catch-up.
I help you get ahead — so you can afford your home, protect what matters, and still invest for the future you want. Whether that's early retirement, FIRE, or just financial peace of mind.
MDRT
Qualifier 2025
33%
Clients come back
100+
Families helped
15 min
Free first chat
Real Stories
What couples are saying
"We were so stressed about our BTO budget until Vicki broke everything down. She showed us we could actually afford a 4-room in our preferred area — and still invest monthly."
J & M
BTO applicants, both 27
"I had 3 insurance policies my mum bought me and had no idea what they covered. Vicki reviewed everything and found I was paying for overlapping coverage. Saved me $200/month."
Rachel
Marketing Executive, 25
"Vicki doesn't talk to you like a typical financial advisor. She gets that we want to enjoy life AND be responsible. Finally someone who speaks our language."
Sean & Tiffany
Newly engaged, both 28
* Names changed for privacy. Testimonials are illustrative and will be replaced with real client stories.
How financially ready
are you to settle down?
Take the free Settling Down Money Scorecard and find out where you stand across BTO planning, insurance, investing, and spending optimisation.
Take the Free QuizHow It Works
Three simple steps
Take the Quiz
Answer 8 quick questions about your BTO plans, insurance, investing, and spending. Get your personalised score instantly.
Book a Free Chat
15 minutes. No pressure. I'll walk you through your scorecard and highlight the biggest blind spots.
Get Your Plan
If we're a good fit, I'll build a personalised financial roadmap for your settling-down journey.
Let's have a chat.
No hard sell, no obligations. Just 15 minutes to talk about where you are and where you want to be. If I can help, I'll tell you how. If not, I'll point you in the right direction.
Book Your Free 15-Min ChatAvailable weekdays & Saturday mornings · Virtual or in-person