Plan in decades,
live in
moments.
I'm Vicki Tang Beiqi, a licensed financial adviser representative in Singapore. I help young adults, busy professionals, and dual-income couples plan across housing, insurance, CPF, investing, and the big life decisions that come next.
Your Scorecard
78/100
"You're on track — but there are 2 blind spots that could cost you $30k+"
Investing
On Track ✓
Insurance
Needs Review
How I Help
The 4 money decisions that
shape your next decade
Housing, protection, investing, CPF, and lifestyle decisions all connect. The goal is not just to optimise one area, but to make your whole money picture work together.
Housing Clarity
BTO, resale, condo, or staying flexible. I help you understand what you can afford without overstretching your cashflow or future plans.
Protection Planning
Know what you're covered for, what's missing, and what you can skip. The goal is protection that fits your income, lifestyle, and responsibilities.
Investment Strategy
Build wealth with a plan that matches your income, goals, timeline, and risk appetite, whether you're starting out or optimising what you already have.
Tax + CPF Optimisation
Make smarter use of CPF, tax reliefs, and long-term compounding, so today's income supports the future you're actually working toward.


MDRT Qualifier 2026
Top 6% of financial advisors worldwide. Recognised for both performance and ethical practice.
Associate Financial Planner (AFP)
Certified by FPAS to provide holistic financial planning, not just product advice. Covers insurance, investments, retirement, estate planning, and tax.
MAS Licensed
Regulated by the Monetary Authority of Singapore. Great Eastern Financial Advisers (Licence No: TB-300659074).
Great Eastern Life Achievers Club
Recognised for consistent excellence in client service and financial planning.
About Vicki Tang Beiqi
Connect the dots between
income, goals, and real life.
I'm Vicki Tang Beiqi, a licensed financial adviser representative in Singapore and the person behind Valued by Vicki. I help young adults, busy professionals, and dual-income couples make clearer money decisions across housing, insurance, CPF, investing, cashflow, and family planning.
For busy professionals and dual-income couples, money decisions rarely happen one at a time. BTO or resale, protection planning, investments, CPF, lifestyle, and future family plans all compete for attention.
Most people aren't looking for answers.
They're looking for clarity.
That's why I'm here. Not to push products, but to help you see the full picture. So your money feels intentional, aligned, and easier to decide on together.
The path I never planned
Honestly? If you told 18-year-old me I'd end up as a financial advisor, I would not have believed you.
I took the "safe" route for most of my life. Studied hard, got good grades, a scholarship, and did everything by the book.
Everyone (including me) figured I'd go corporate and get a "good job."
But I never actually knew what I wanted to do.
Then I stumbled into this industry through an internship, and something just clicked.
I was finally learning stuff that was actually useful. Not textbook theory, but real, practical things I could use in my own life and share with the people around me.
What made me stay, despite the stigma and some loved ones' discouragement: the growth, because this is not a job where you can sit still. Every year I'm pushed to be better, think sharper, show up more. And the impact. The work I do directly affects how people navigate some of the biggest decisions in their lives. That's not something I take lightly.
Walking away from what everyone expected was scary. But choosing something I actually care about turned out to be the best decision I've made.
Outside of work, I'm probably on a plane somewhere, at the gym, or deep in a book :)
My Philosophy
Your finances aren't just numbers.
They're the blueprint for the life you're designing.
Most people ask "can I afford this?" I help you ask a better question: "what life am I building, and how do my finances get me there?" When every decision fits together, the big picture starts to make sense.
Clarity
See the full picture
Confidence
Decide without anxiety
Coherence
Money matches your life
MDRT
Qualifier 2026
100+
Lives impacted
30 min
Free first chat
Client Reviews
What clients are saying
"I’d rate my experience working with Vicki on my insurance planning a 10/10. She has been proactive, patient, and attentive throughout the process, always taking the time to explain every detail clearly so I can make informed decisions. I truly appreciate her professionalism, responsiveness, and genuine care in ensuring my best interests always come first. Her guidance has given me great peace of mind, and I would highly recommend her to anyone looking for a trustworthy and dependable financial planner."
Sheng Yau
Analyst
"My decision to retain Vicki as my financial advisor was out of choice and not convenience. I was actively engaging FAs from major insurers — AIA, GE, Prudential, Singlife. Vicki stood out with no unnecessary upsells, high attention to detail, and the flexibility to incorporate my inputs into the overall policy structure."
EL
Banker
"After working with Vicki, my trust has deepened. She provides comprehensive data about different plans so I can make informed decisions. It is evident that she puts her clients first. Her detail-orientedness lifts a burden off my shoulders and gives me more time to focus on other things in life."
TTXR
Executive, SGH
"Working with Vicki has been very reassuring. She applies sound planning principles to craft a personalised financial plan & insurance portfolio for me. She is very organised and always patient to explain and address my concerns! She is someone that I trust and I know will always act in my best interest."
Al
Singapore General Hospital
"Vicki invited me for her Adulting 101 workshop as I was graduating and looking to BTO with my partner. Through working together, I’ve gained insights about allocating my cashflow and budgeting for insurance and investments. With more awareness of the bigger picture, I feel more prepared for my future!"
Boon
Technical Artist, 23
"Vicki has earned my trust over time by consistently showing up, addressing my concerns, and understanding my unique situation. Her logical and practical solutions have been invaluable. I appreciate her attention to detail, which helps me understand and trust her recommendations even more. Vicki’s patience and understanding make me feel fortunate to have her not only as my financial advisor but also as a friend."
HS
Engineer, 23
"I knew Vicki was going to do well. She was very meticulous, disciplined, extremely responsible and genuine. It was really easy to open up and talk to her (evident from our first meeting that took 6 hours 😂). She is very detailed with her explanations, and will make sure her clients clearly understand her policy recommendations and the reasons behind them."
KJX
Food Scientist
"Since the start of my financial journey with Vicki, she has been nothing but patient, receptive and genuinely helpful. I’m someone who needs a lot of deliberation and time before making any financial move and she’s always been patient with answering my 1001 questions. She breaks things down complex concepts clearly and makes sure I’m comfortable before we make any decisions. I am usually wary of financial advisors but I like that Vicki has consistently shown sincerity, transparency and professionalism throughout this entire process. I can truly feel that she cares about my financial wellbeing, which is something I value!"
Sz
Marketing Lead
"Working with Vicki has been a game-changer. She breaks down complex financial stuff in a way that actually makes sense, and her plans are super personalized. What I really like about working with Vicki is that she doesn’t just tell me what to do, she also explains why it matters. She’s the kind of advisor who builds trust and focuses on the long term. Honestly, having her guidance has been a huge weight off my shoulders and I look forward to the future!"
Junyu
Researcher
"We first met Vicki at a friend’s wedding, and she was super friendly and genuine. We had been wanting to get our insurance for quite a while and had been putting it off as we wanted to find someone whom we could trust to be our advisor. After some consideration, we both decided that she was the best fit so we reached out to her! And we are glad to say that she has not let us down!! We have no regrets!!"
YW & J
Manager & Treasury Analyst
How clear is
your money plan?
Answer a few quick questions and get a clearer view of where you stand across housing, protection, investing, cashflow, and future goals.
Start Your Money Check-InHow It Works
Three simple steps
Start Your Money Check-In
Answer a few quick questions across housing, protection, investing, cashflow, and future goals. Get your personalised score instantly.
Book a Free Chat
30 minutes. No pressure. I'll walk you through your scorecard and highlight the biggest blind spots.
Get Your Plan
If we're a good fit, I'll build a personalised financial roadmap across the big decisions ahead.
From the Blog
Latest insights & guides
Practical advice on housing, protection, CPF, investing, and making better money decisions in Singapore.

5 Things Nobody Tells You Before You Buy Your First Home in Singapore
Everyone's plan is to sell after MOP and upgrade. Here's why that almost never happens, and what to think about before you commit.

AI and Jobs in Singapore: How to Future-Proof Your Career and Finances (2026)
AI is changing everything, from jobs to scams to how we plan our finances. Here's what young Singaporeans need to know to protect their career and their money.

US-Iran War: How It Affects Your Finances in Singapore (2026)
Oil past $116/barrel, stocks falling, Strait of Hormuz shut. How the US-Iran war affects Singapore finances, investments, and 5 things you can do right now.
Let's have a chat.
No hard sell, no obligations. Just 30 minutes to talk about where you are and where you want to be. If I can help, I'll tell you how. If not, I'll point you in the right direction.
Book Your Free 30-Min ChatAvailable weekdays & Saturday mornings · Virtual or in-person
Have a question about investing in Singapore?
DM me on Instagram. I read every message.
Message me on Instagram